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> 省钱/投资/理财/购物/时尚/ Finance/Coupon/Discount/Shopping/Fashion 买东西和网上交易最好还是用CREDIT CARD[原创] |
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买东西和网上交易最好还是用CREDIT CARD[原创] 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) dingmd 2007-12-18 10:49 以前我觉得网上买东西用debit card 可以限制消费金额,因为debit card 不能透支,比较安全。但是在美国时间长了, 和美国朋友交流,他们建议一定要用Credit card, 因为Debit Card 是钱直接从你的帐上扣掉,而Credit card 公司不是立即就将钱付出去的。如果你发现账单上有的钱不是你花的,就可以dispute这笔钱,Credit card 公司是会调查的,确认不是你花的,你就没有责任。 另外在网上设置你的Credit Card 在特定金额通过email给你发通知,这样就能及时的得到信息。最后在网上固定用一两张Credit card,这样出问题比较好查。 注意国内的“信用卡”好像不是这样规定的,按照你报失的时间算你的损失。一定注意! 其它朋友有经验的,请补充。
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2007-12-18 10:49 |
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Good advice! 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) journalclub 2007-12-18 12:00 Some supplements: 1. Whenever possible, I always use my credit card, simply because I will have the opportunity to dispute on potential conflict, and I get some cash back reward through the use credit card. 2. Always be cautious on using credit card, especially when transact online. If some deal is too good to be true, then probably it is. Don't get yourself trapped. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) journalclub 2007-12-18 12:00 |
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2007-12-18 12:00 |
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Good advice,... 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) dingmd 2007-12-18 16:56 Good advice, 用ebates可以得到更多回扣! http://www.ucsf.edu/acss/cgi-bin/bbs/ccb/topic_view.cgi?forum=14&article_id=0014071217151451&publishtime_id=0014071217151451&page=15 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) dingmd 2007-12-18 16:56 |
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2007-12-18 16:56 |
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credit card 申... 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) bluesnake 2007-12-20 23:32 credit card 申请时有很多promotion 和回扣等。文学城推荐的卡惠网不错。每申请成功一张有30 元回扣 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) bluesnake 2007-12-20 23:32 |
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2007-12-20 23:32 |
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To build credi... 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) bluesnake 2007-12-20 23:34 To build credit, it is better to use credit card. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) bluesnake 2007-12-20 23:34 |
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2007-12-20 23:34 |
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